New ‘breathing space’ debt respite scheme for people experiencing a mental health crisis
Rachel Braverman introduces the work of Money and Mental Health, a charity committed to breaking the link between financial difficulty and mental health problems.
On 24th April, the Government agreed that people experiencing a mental health crisis should be able to benefit from the proposed new ‘breathing space’ debt respite scheme, which will provide people in problem debt with a period of relief from fees, charges and collections activity while they seek debt advice. The proposals mean that people accessing NHS mental health crisis services, whether as an inpatient or in the community, should also get a break while they focus on recovery. This success comes following a campaign by Money and Mental Health, supported by 23 national charities and organisations, 80+ MPs who backed their amendment, and 10,500 people who signed a letter to the Chancellor.
Money and Mental Health is an independent charity, committed to breaking the link between financial difficulty and mental health problems. They conduct research and develop practical policy solutions. Their work is rooted in the lived experience of those with experience of mental health problems and the people helping them.Their professional network brings together people working on a range of issues related to money and mental health to help build best practice across financial services, advice, mental health, social care, policy and consumer protection. If you would be interested in joining the network, you can sign up here.
Rachel Braverman is a Research Officer with Money and Mental Health and one of the co-authors of Recovery Space: Minimising Financial Harm Caused by Mental Health Crisis. She previously worked for over 2 decades in the advice sector, as a money adviser, service delivery manager, CEO of an inner-city Citizens Advice and as a consultant.